Intro You’ve saved for retirement, but now you need a way to turn that savings into a steady income without draining it too quickly. Relying only on fixed deposits or pension checks can leave you short—especially with rising costs and unpredictable market returns. Plus, you may want more flexibility than traditional retirement options allow. A … Read more
Intro Too many people wait too long or don’t know where to start when it comes to planning for retirement. It feels confusing, overwhelming, and—let’s face it—not urgent enough until it’s almost too late. The problem? Ignoring retirement planning now can lead to financial stress later. You may find yourself without enough savings, facing rising … Read more
You’ve worked hard and built your retirement savings—but now what? Many people get to this stage and make decisions without a clear strategy. Without proper planning, the money you’ve saved may not last. Cost of living rises, unexpected health issues pop up, and poor investment choices can shrink your savings faster than you think. That’s … Read more
Introduction Retirement planning isn’t just about saving money—it’s about making smart decisions today that support the life you want tomorrow. For salaried individuals in India, two key retirement options often come up: EPF (Employees’ Provident Fund) and NPS (National Pension System). With rising interest in switching from EPF to NPS, it’s natural to wonder—does it … Read more